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FEE & CHARGES (INCLUSIVE OF APPLICABLE TAXES) |
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Loan Foreclosure Charges (Full and Part Pre Payment) |
3% of Principal Amount being paid towards Part/Full Prepayment. |
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Bounce Charges/ EMI default charges |
In case of defult of repayment instrument Rs 450/- |
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Duplicate NOC charges (Physical) |
Rs 500/- |
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Penal Interest |
Delay in payment of instalment(s) shall attract penal charges of Rs. 6 per day for TW and Rs. 10 per day for 3W per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
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Mandate Registration charges (Physical Mandate) |
Rs 118/- |
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Mandate rejection Charges |
Rs 450/- per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered |
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Swapping charges |
Up to Rs 600/- |
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Hypothecation Charges |
Up to Rs 200 |
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Loan cancellation Charges |
Rs 1000/- |
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Stock yard Parking changes |
TW -Up to Rs 100/- & 3W Up to Rs 125 days for 60 days (max) |
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Legal, Repossession and incidental charges |
Rs 5000/- (Legal Charges-At Actual) |
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Processing fees |
https://www.bajajautocredit.com/content/view/fees-and-charges |
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Stamp Duty (As Per Respective State) |
As Applicable |
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SOA Charges |
NIL |
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Broken period interest / Pre EMI Interest |
Broken Period Interest/Pre EMI Interest" shall mean the amount of interest on Loan for the number of day(s) which is: Scenario 1: Over and above the period of 30 (thirty) days from the date of disbursement of the loan. Method of recovery of Broken Period Interest/Pre-EMI Interest: Amount to be added in the first instalment OR Principal loan amount (as per customer’s choice). Scenario 2 : Less than period of 30 (thirty) days from the date of disbursement of the Loan, Interest on first instalment will be charged for actual number of days. |
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