The moment that feels like pride, holding the keys to your dream ride. It is the best feeling for every young person. The freedom, the excitement, and pride of earning it all count for it together. And for many young Indians, a bike is not just about convenience; it’s more about independence, confidence and freedom to ride on their own.
But sometimes the high prices and the rising market costs keep that dream on hold. And that’s where bike on EMI comes in as the affordable bike financing option, turning your dreams into reality by helping you get your dream bike instantly and quickly without the heavy budget stress.
At BACL, we make this step a smooth and quick process, with our flexible bike financing options made for the cheerful youth, making their dreams achievable.
For every young Indian, the first bike represents freedom, a milestone of their own. A moment that makes you realise that now you don’t have to wait for someone to drop you off, the joy of riding to work or college on your own terms and a pride that makes you feel you’ve earned it for yourself.
It’s always about the journey you create along the way that leads towards success and achievement. Sharing the beauty of your freedom and your story with every ride you take makes it a step towards greater convenience.
And with the Bajaj Auto Credit Limited, you can begin your dream ride with ease and comfort, with simple, hassle-free and quick two-wheeler loans and bike financing options.
Owning your dream bike doesn’t have to be expensive and stressful. With easy EMI options, quick approvals, and flexible tenure options, BACL makes it a journey towards your dream bike, ready to ride.
Instant Approval, Minimal Paperwork - BACL has made it simple; now you can apply for a bike loan online within minutes. Our fully digital loan financing process is made to make your two-wheeler loan approval fast and easy. No more worries about collecting all the documents and waiting in the long queues, just instant approval, with zero hassle and minimal paperwork.
Before making your commitment, make sure to plan it well. And BACL’s EMI calculator for bikes makes it quick and easy for you. Here’s how you can check and prepare your bike on EMI
Step 1 - Enter the loan amount -Start with your bike’s on-road price and enter it on BACL’s loan calculator. Choose small downpayment options aligned with your set budget.
Step 2 - Enter the interest rate -Add up the amount of interest offered by your lender. Compare different interest rate options to see how much you can save with a bike loan with low interest.
Step 3 - Choose the Tenure -After setting your amount and interest rate, move on to select the tenure of your bike’s loan repayment. Select a time period that aligns comfortably with your budget.
Step 4 - Click Calculate -The calculator will show your monthly EMI, total amount payable and total interest cost. Use these figures to compare and calculate your plans and select the most affordable bike finance for your two-wheeler.
Imagine your dream bike costs ₹60,500 and you choose to repay over 12 months with an indicative annual rate of 10%. Using the EMI formula, the calculator returns:
The loan calculation provides clarity for choosing an affordable bike finance plan that keeps your dream of owning a bike a stress-free and joyous step. You can calculate it with ease with BACL’s EMI Calculator.
A bike loan with low interest means more than just about savings; it means:
With BACL, get the right two-wheeler loan in India, and you can enjoy the journey without worrying about the hidden costs that disrupt your finances.
Check your eligibility — Ensure you meet the basic age and income criteria.
Use the EMI calculator — Find a plan that fits your monthly budget.
Choose a low-interest plan —Compare and select the most cost-effective option.
Submit minimal documents online — No paperwork, no long queues.
Get instant approval —and ride now on your dream bike home.
BACL, with its two-wheeler loans in India, makes your first independent journey a seamless experience.
Every rider remembers their first bike because of the feeling it brought, which was freedom. Whether you’re a student chasing your young dreams, a young professional starting, or someone simply ready to ride on their own terms, your first bike isn’t a dream anymore; it’s a decision away.
With BACL’s easy EMIs, quick approvals, and affordable bike finance options, you don’t have to wait for “someday.” The road is open; the ride is calling. All you need to do is take the first step.
