Triumph's 400 cc portfolio is for the adventurer and the city dweller with the Triumph Speed 400 and Speed T4. The former provides an aggressive, sporty experience, whereas the latter provides comfortable touring.
Selecting between these models is a matter of riding style, budget and funding. With Bajaj Auto Credit's support for two-wheeler loan, either bike can be yours—enabling riders to convert costs into affordable EMIs.
A modern-classic roadster, the Triumph Speed 400 combines agile handling with aggressive styling. Its 398.15 cc single-cylinder engine pumps out 40 PS, ensuring spirited acceleration and a top speed near 145 km/h. Sharp bar-end mirrors and a muscular fuel tank complete its streetfighter stance.
Engineered for daily city use, the Speed T4 has the same 398.15 cc platform but with a detuning to 31 PS in order to provide smooth power output. It has conventional mirrors and an upright seating position, focusing on comfort and usability over raw speed.
Below is a Triumph speed 400 vs triumph speed t4 specs table, now including seat height for a full overview:
| Specification | Speed 400 | Speed T4 |
|---|---|---|
| Engine Power | 40 PS @ 8,000 rpm | 31 PS @ 7,000 rpm |
| Top Speed | ~145 km/h | ~135 km/h |
| Mileage | ~30 km/l | ~30 km/l |
| Weight | 176 kg | 180 kg |
| Seat Height | 785 mm | 805 mm |
| Suspension | USD forks (front), mono-shock (rear) | Telescopic forks, mono-shock |
| Design | Premium roadster, bar-end mirrors | Classic roadster, conventional mirrors |
| Price | ~₹2,91,282 (on-road, estimated) | ~₹2,17,000 (ex-showroom) |
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The two share the 398.15 cc engine, but both deliver different character:
Power Delivery: The Speed 400's 40 PS top puts the power down for quick acceleration and complements riders craving sharp performance. Conversely, the Speed T4's 31 PS emphasis provides steady low-end torque, perfect for stop-and-go city riding.
Top End & Acceleration: At an estimated top speed of about 145 km/h, the Speed 400 is well-suited to open-road sprints. The Speed T4 tops out at around 135 km/h, providing reassurance in city and commuter use.
Agility vs Comfort: USD fork on the Speed 400 knife-like turn-in and feedback, while the Speed T4's telescopic front end deals with road scars and rider fatigue on longer commutes.
The selection between the two depends on balancing enthusiastic driving with day-to-day practicality.
Triumph Speed 400: Ideal for those seeking an exhilarating ride with top-shelf amenities—responsive handling, aggressive ergonomics and a sporting LED look.
Triumph Speed T4: For those who appreciate convenience—slightly increased seat height for improved visibility, softer power bands and easygoing riding position.
There cannot be a definite answer to this question. You will have to match your selection to your regular rides: energetic weekend excursions or weekday city runs.
The Speed 400 and Speed T4 both vehicles can give you a tentative mileage of around 30 km/l in mixed riding. But maintenance prices may vary:
Speed 400: High-quality suspension parts and USD forks can require specialist servicing.
Speed T4: More traditional components are cost-effective and easily accessible.
Long-term cost of ownership depends upon service timing and components cost. These few considerations are important to keep in mind while budgeting before buying.
Bajaj Auto Credit provides flexible credit options to enable you to fund the Triumph speed 400 vs Triumph speed T4 price tag:
Speed T4:
EMI: ₹6,446 for a loan amount of ₹2,12,291 at 6% interest over 36 months.
Example: A down payment of ₹24,000 on a ₹2.50 lakh on-road price yields the same EMI with a 6% rate.
Speed 400:
EMI: ₹7,868 for a loan amount of ₹2,58,853 at 6% over 36 months.
Note: Actual EMIs vary by on-road price, down payment and tenure. Bajaj Auto Credit’s low interest rates, minimal documentation and quick approvals make it simple to pick the plan that suits you best.
Both models have robust aftermarket ecosystems:
Speed 400: Quick to have sporty upgrades fitted—high-flow exhausts, adjustable levers and enhanced brake lines—boosting its sporty image.
Speed T4: Perfect for comfort and style modifications—seat cowl options, handlebar risers and luggage racks—for city practicality without sacrificing classic aesthetics.
Personalise your Triumph to suit your taste and riding requirements.
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In the Triumph Speed 400 vs Triumph Speed T4 seat height argument and overall comparison, the Speed 400 leads with lively performance, while the Speed T4 dominates with comfort and general use.
Both models enjoy secure Triumph speed 400 vs triumph speed t4 prices when paired with EMI plans by Bajaj Auto Credit. Consider your needs—thrilling rides or convenient cruising—and fund the ideal Triumph to suit your lifestyle. The roads are calling.
Speed 400 is better for sporty performance, while Speed T4 is better for daily comfort and city commuting.
Speed 400 delivers 40 PS, making it more powerful than the Speed T4’s 31 PS.
The Speed T4 is more affordable than the Speed 400.
The Speed 400 is better suited for highways due to quicker acceleration and a higher top speed.
Yes — both the Speed 400 and Speed T4 provide an estimated mileage of around 30 km/l.
